Rated 4.9/5 by 12,000+ clientsDecision in as little as 24 hoursFCA Regulated & 100% SecureFrom 3.2% APR — Current Best RateNo Hidden Fees, EverRated 4.9/5 by 12,000+ clientsDecision in as little as 24 hoursFCA Regulated & 100% SecureFrom 3.2% APR — Current Best RateNo Hidden Fees, Ever
Est. London 2015

Financial Dreams Empowered

At HouseLoan, our mission is to architect bespoke financial solutions that bridge the gap between complex global markets and your personal ambitions.

"Bespoke Advice for the Next Generation"

The HouseLoan Vision

We founded our firm in Canary Wharf with a singular mission: to disrupt the fragmented lending landscape. Today, we are one of the UK's most trusted independent brokers, delivering institutional-grade advice to private clients.

We believe that clear communication and aggressive execution are the foundations of client success. By pairing cutting-edge financial technology with deep human expertise, we consistently secure market-leading results.

Institutional Compliance

Fully authorised and regulated by the FCA.

Alpha Access

Exclusive access to off-market private lending rates.

Elite London Office

£2B+

Capital Funded

15k+

Elite Clients

100+

Private Lenders

4.9/5

Brand Rating

Specialist Council

Our Expert Leadership

Meet the architects dedicated to navigating your financial roadmap.

James Hartley

James Hartley

CEO & Founder

"With over 20 years in financial services, James founded Business & House Loan with a vision for transparency and speed."

Sophie Williams

Sophie Williams

Head of Mortgages

"Sophie is our residential expert, having helped over 5,000 UK families secure their forever homes with bespoke mortgage solutions."

David Chen

David Chen

Business Loan Director

"David specializes in commercial finance and asset-based lending, helping SMEs scale with the right capital structures."

Emma Roberts

Emma Roberts

Client Relations Manager

"Emma ensures every client receives the exceptional, personalized service that has become our hallmark."

Firm Trajectory

A legacy of institutional innovation.

2015
Company founded in Canary Wharf with 3 people.
2017
Expanded our lending network to over 40 major UK banks.
2019
Ranked as the UK's fastest-growing private mortgage broker.
2021
Introduced our revolutionary AI-powered loan decision engine.
2023
Surpassed £2 billion in total loans funded.
2025
Celebrating 10 years of empowering UK financial dreams.